A recent article from the Washington Posts Wonkblog suggests health care costs are postponing retirement for a lot of folks. One reason naturally is the costs. Another reason is fear of the costs. Depending on where you live and what your situation is the cost of...
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Request A QuoteSilverScript Sanctions Impact Prescription Drug Plans!
The Centers for Medicare & Medicaid Services (CMS) imposed intermediate sanctions on SilverScript Insurance Company to stop enrollment and marketing. SilverScript plans currently have the third-largest membership in the region. SilverScript Insurance Company is a...
Save a few dollars or no coverage and a lifetime of penalties
Beneficiaries eligible for their Initial Coverage Election Period (ICEP) are sometimes told that they should elect medical coverage at the beginning of their 7-month window, but can defer their decision to elect Part D until the end of the election period. CMS grants...
Smoking is becoming even more expensive
Usually we write about Medicare topics here, but for many of the married couples we talk to one spouse often needs individual insurance for a year or two before going on Medicare. This “pre-65” individual insurance is getting much more expensive for some people. We...
What about Medicare Insurance and Hearing Aids?
What about Medicare and Hearing Aids? Hearing loss can affect many areas of your life. Visiting with friends and family, talking on the telephone, discussions with your doctor, even watching the daily news can be difficult. Friends and family can often...
Does Medicare cover the cost of Glasses or Contact Lenses?
Does Medicare cover the cost of Glasses or Contact Lenses? Age related vision loss can make even simple daily tasks tough. The risk of vision loss has been found to increase significantly with age, particularly for those over 65. As the baby boomer generation...
Medicare Part A, Part B, Part C, Part D? What does this mean? Do I need all parts and what are the differences?
Help! I am confused! Part A, Part B, Part C, Part D? What does this mean? Do I need all parts and what are the differences? Medicare can ba complicated to understand and at times, it can seem overwhelming trying to figure out all of the different parts that Medicare...
Does Medicare Cover Dental Procedures
Unfortunately, routine dental care such as cleanings, fillings, tooth extractions, crowns, bridges and dentures have never been a part of Medicare. Medicare’s dental benefits are limited to those that are medically necessary such as an exam prior to a kidney...
CMS Releases 2013 Medicare Rates and Deductibles
We have all been waiting for it and it is finally here: the 2013 Medicare rates and deductibles. Part A is going to $441 for those who pay it. Part B is going to $104.90. The part A deductible is going to $1,186. The part B deductible is going to $147. To read the...
What if I’m traveling?
After you retire, you may have more time to enjoy traveling. An important thing to consider if you plan to hit the road, whether by boat, train, airplane, bus, or car or is whether or not you can access medical care while you travel and how to do it. With...