A recent article from the Washington Posts Wonkblog suggests health care costs are postponing retirement for a lot of folks. One reason naturally is the costs. Another reason is fear of the costs. Depending on where you live and what your situation is the cost of insurance as well as the costs of care can be dramatically different. Many people also experience is big change in cost when they reach 65 and become eligible for Medicare. For many people costs go down and coverage goes up at this point. Those with the most generous employer sponsored benefits will feel the pain of increased costs.