Are Health Care Costs Postponing Your Retirement?

by Joshua | Feb 5, 2013 | Health Insurance, Health Insurance Exchange News, Individual and Family Health Insurance, Medicare, Medicare Insurance Professionals

A recent article from the Washington Posts Wonkblog suggests health care costs are postponing retirement for a lot of folks.  One reason naturally is the costs.  Another reason is fear of the costs.  Depending on where you live and what your situation is the cost of...

SilverScript Sanctions Impact Prescription Drug Plans!

by Joshua | Jan 31, 2013 | C and D, Medicare, Medicare Insurance Professionals, Medicare News, Part D plans, PDP, Prescription Drug Plans

The Centers for Medicare & Medicaid Services (CMS) imposed intermediate sanctions on SilverScript Insurance Company to stop enrollment and marketing. SilverScript plans currently have the third-largest membership in the region. SilverScript Insurance Company is a...

Save a few dollars or no coverage and a lifetime of penalties

by Joshua | Jan 31, 2013 | C and D, Medicare, Medicare Insurance Professionals, Medicare News, Medicare Part B, Medicare Parts A, Part A, Part B

Beneficiaries eligible for their Initial Coverage Election Period (ICEP) are sometimes told that they should elect medical coverage at the beginning of their 7-month window, but can defer their decision to elect Part D until the end of the election period. CMS grants...

Smoking is becoming even more expensive

by Joshua | Jan 25, 2013 | Health Insurance, Health Insurance Exchange News, Medicare, Medicare Insurance Professionals, Medicare News, Smoking and Health Insurance

Usually we write about Medicare topics here, but for many of the married couples we talk to one spouse often needs individual insurance for a year or two before going on Medicare.  This “pre-65” individual insurance is getting much more expensive for some people. We...

What about Medicare Insurance and Hearing Aids?

by Joshua | Dec 13, 2012 | Insurance Providers, Medicare, Medicare and Hearing Aids, Medicare Insurance Professionals, Medicare News

What about Medicare and Hearing Aids?  Hearing loss can affect many areas of your life.  Visiting with friends and family, talking on the telephone, discussions with your doctor, even watching the daily news can be difficult.  Friends and family can often...